PPF Calculator – Public Provident Fund Maturity
Calculate your PPF maturity amount, total investment and interest earned. Free PPF calculator with yearly growth table and CSV download.
Tool
Enter your values and get results instantly.
How to Use
- 1Enter your annual PPF investment (max ₹1,50,000)\n2. Set the current PPF interest rate (default 7.1%)\n3. Choose the tenure in years (up to 30)\n4. Click Calculate to see maturity value\n5. Download the yearly table as CSV
Benefits
Frequently Asked Questions
What is the maximum investment in PPF?
You can invest up to ₹1,50,000 per financial year in PPF. Anything above this limit does not earn interest and is not eligible for 80C deduction.
What is the PPF maturity period?
The lock-in period is 15 years. After that you can extend it in blocks of 5 years, with or without fresh contributions. This calculator supports tenures up to 30 years.
Is PPF interest tax-free?
Yes, PPF follows the EEE model — contributions are tax-deductible under Section 80C, interest earned is tax-free, and the maturity amount is completely tax-free.
What is the current PPF interest rate?
The government revises the PPF interest rate quarterly. The default in this calculator is 7.1% (FY 2025-26 rates) — update it if the rate changes.
Can I withdraw money before maturity?
Partial withdrawals are allowed after the 6th year, subject to limits. Loans against PPF are also available between the 3rd and 6th year.